In 2012, 36 percent of people who made a personal injury claim after a car accident had a lawyer representing them in their case. This number, from the Insurance Research Council, indicates a dramatic shift in the number of auto accident victims people who hire a lawyer when seeking compensation for their injuries. More than double the number of people hired lawyers for personal injury claims after car accidents in 2012 than hired attorneys for claims in 1977. The search also showed 50 percent of people pursuing any bodily injury claim in 2012 hired a lawyer.
The Insurance Research Council tried to paint these results as a bad thing, which perhaps they are for insurance companies. Insurers don’t want to pay money to people who get hurt in car accidents, even though this is what auto insurance is for. Insurance companies use a number of underhanded tactics to try to get out of paying claims, and this is why you need an attorney to handle your auto accident case.
Why Do You Need an Attorney to Handle Your Auto Accident Case?
You need an attorney to handle your auto accident case because an insurance company cannot be trusted to pay you what your injury claim is worth. The American Association for Justice conducted a large-scale investigation of insurers and identified many different tactics insurers specifically use to try to get out of their obligations.
Internal policy documents from insurance companies discuss a strategy called the “three D’s” strategy. The D’s stand for delay, deny, and defend. The principle behind the strategy is that insurance companies try to delay paying out claims for as long as they can. People who need money to cover their medical bills can get desperate when the insurers are not paying and often end up accepting a low settlement offer just to try to get ahold of some money to pay their bills. Deny refers to insurers looking for any possible reason not to payout claims when they should, and defend refers to practices where insurers aggressively defend cases in which plaintiffs seek more compensation.
You should not be going up against an insurance company alone, especially since insurance companies have experts working to protect their business models of collecting lots of premiums and paying out as few claims as possible. You need to have an advocate fighting to get you the full and fair compensation you deserve.
An Experienced Long Beach Auto Accident Attorney Can Assist with Your Claim
“Your Injuries are Personal to Me”
My law practice exclusively represents personal injury victims and does so with a deep understanding of their suffering and an absolute commitment to their recovery. I take your injuries personally, and that is why I directly handle all aspects of every case to ensure that you receive maximum compensation.
Call the Law Office of Michael D. Waks at 888-394-1174 or use the convenient online contact form to schedule a free consultation. You are under no obligation and you will never pay any money unless you recover damages for your injuries. I offer bilingual services as part of my comprehensive approach to legal representation and I am available 24/7 to talk to you about your case.
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