Which Auto Insurer Should Handle My Property Damage Claim?
If you were involved in a motor-vehicle collision through no fault of your own, you may be wondering whether to file a first- or third-party claim for the resulting property damage. Because California is a fault state in regard to auto accidents, you might be inclined to opt for the latter and bring the claim against the liable party’s insurer. It's reasonable to assume that filing a third-party claim has advantages. You won’t have to cover the deductible, for example. Also, you may already … [Read more...]